A quick and efficient transaction

Remortgage costs

Our fees are fixed and not charged at an hourly rate.   Our fees are generally dependent upon the amount of mortgage and the complexity of the matter.  Typical fees based on the amount of mortgage are as follows:

£0 to £200,000                                            from £950.00 plus VAT

£200,001 to £500,000                                from £1,000.00 plus VAT

£500,001 to £1,000,000                              from £1,050.00 plus VAT

£1,000,001 and over                                   from £1,150.00 plus VAT


We will add VAT to our fees at the rate that applies when the work is done.  The current applicable rate is 20%. It is possible that unforeseen extra work may become necessary which falls outside the scope of the quotation, for example, due to unexpected difficulties or if your requirements or circumstances change significantly during the matter.  If so, we will advise you of the estimated cost of the extra work and attempt to agree an amended charge with you before incurring any additional costs.  If we cannot reach agreement, we will not undertake any further work and will charge you on an hourly basis for work to date.

Want to find out more? Our dedicated team of conveyancing solicitors in Birmingham is here to assist you.

We take full details of your matter and provide you with an accurate quote.

RLK Solicitors
Based on 53 reviews
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L AllenL Allen
08:41 25 Mar 24
Thank you to Sonia who dealt with a recent transfer for myself, although the other party delayed the process Sonia was extremely good at chasing this up for me, would definitely recommend and use again myself
Ian BrownIan Brown
19:13 10 Mar 24
This review is for Ms S Lawrence of RLK Solicitors regarding my property sale.I have found Ms Lawrence to be professional and motivated whilst managing, at the same time, to be friendly and personable. Ms Lawrence has progressed the conveyance of my property, keeping me fully informed of the current situation by telephone and email. Emails or telephone calls that I have initiated have been responded to quickly. It would be easy to be left with the impression that I was the only client. The service received has been second to none and value for money.
Ray BiltonRay Bilton
14:03 01 Mar 24
Sonia Lawrence on behalf of RLK Solicitors acted timely & efficiently in preparing the working papers towards the transfer of my property in my sole name & kept me informed during the lengthy registration process so that I was never at a loss as to the perceived delay on their part.I am very pleased with the service I received, thank you.
11:32 01 Mar 24
Sonia and Amrit were brilliant and really helped us get this process completed. Would highly recommend them to anyone! Thank you so much for your help.
Luke JonesLuke Jones
18:47 29 Feb 24
We tried to get support from 3 other solicitors with no joy, they didn't appear to want to know or support in anyway. Then thankfully we tried RLK solicitors. Right from the first call they were supporting and reassuring and helpful and most importantly they had a great listening ear as I was going into territory I did not understand. Our solicitor was Sonia Lawrence and she was a god send, right from start to finish. The ladies on the front desk were also supportive and understanding. With the excellent work ethic and professionalism of this team, we now are in our new home. What a great legal team they are, would recommend to anyone who needs a brilliant professional solicitor.Many thanksNicole and Mark Jones.
Kirsty AlebonKirsty Alebon
17:52 10 Jan 24
Sonia did the conveyancing for our first home purchase. Her positive attitude and experience made the whole process completely stress free and we were able to complete within 8 weeks! Would 100% recommend!
Lucy BashLucy Bash
18:57 28 Nov 23
HIGHLY RECOMENDED. Incredible service from start to finish, Sonia who was our allocated solicitor went above and beyond, she is very highly motivated and efficient and we can't thank you enough Sonia and RLK for providing an efficient smooth service. I can totally see why RLK was recommended to us. Thank you again you made it so easy for us.
Martin ColmeyMartin Colmey
19:45 28 Sep 23
We dealt with Sonia Lawrence when we recently purchased a new property, and transferred equity on an existing property. We found Sonia to be really helpful throughout the process. She took time to explain each step of the various processes and was patient with us from the outset. We were particularly impressed when we needed to go into the office to sign some documents. It was the school holidays and we needed to bring our children with us. Sonia had prepared some fun games and colouring to keep the children occupied while we signed the necessary forms. Sonia was brilliant with the children, which made the visit really special. It really felt as though Sonia was ‘on our side’ throughout the process, making sure our needs were met. Thank you so much Sonia and the rest of the RLK team.

What are disbursements?

Disbursements are costs related to your matter payable to third parties (e.g. Land Registry fees).

We handle the payment of disbursements on your behalf to ensure a smoother process.

An estimate of the cost of typical disbursements incurred in respect of a freehold property remortgage are:

Anti-money laundering
and ID check:
£8.00 plus VAT per person
Search fees: £50.00 to £400.00 plus VAT*
Bankruptcy search: £2.00 plus VAT per person
HM Land Registry official search: £3.00 plus VAT per title and search
HM Land Registry fee: £20.00 to £250.00 (not subject to VAT)

*dependent on searches required

How long will my mortgage/remortgage take?

The average process takes between 4-8 weeks. How long it will take until completion of your mortgage/remortgage will depend on several factors.

Please be aware the mortgage/remortgage of a leasehold property may take longer, as it requires us to obtain the relevant and necessary information packs from the management company and freeholder.

What are the stages of a remortgage?

 It’s important to remember the precise stages involved in the mortgage or remortgage of a residential property may vary according to the circumstances. Below is an indication of the key stages in a typical mortgage/remortgage transaction:


  • Take your instructions and give you initial advice
  • Order Land Registry title documentation
  • Carry out searches (if required by your lender)
  • Obtain a settlement figure in respect of any mortgages secured against the property
  • Go through conditions of mortgage offer with you
  • Attendance with you to sign or sending the mortgage deed to you for signature
  • Arrange for all monies needed to be received from lender and you
  • Complete re-mortgage and redeem any mortgages secured against the property
  • Deal with application for registration at Land Registry

Get in touch, for more information on how we can help you

We would like to thank you for your great support during the process of our purchase. We felt that you were very approachable and available during the long process. We are very grateful for your professional help and assistance.

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