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Time’s Running Out: Don’t Let Your Covid-19 Business Interruption Claim Slip Away

17th Apr 2025
2 Min Read

Your business took the hit. You had insurance. Now it’s time to get what you’re owed — before the clock runs out.  

The pandemic hit businesses hard, and sorting out insurance claims feels like just another headache. But here’s the thing: that March 2026 deadline? It’s closer than you think, and waiting is a really bad idea. 
 
Miss the deadline, and you could lose the right to claim — forever. That’s potentially tens or hundreds of thousands left behind. 

We’ve seen how this plays out. Some businesses get quick payouts, yes. But the reality is, most of these claims are a complex mess. Insurers aren’t handing out money freely. They’ll demand endless paperwork, challenge every point, and delay as much as they can. And frankly, they’re going to get even busier as that deadline looms. 

Why You Can’t Afford to Wait: 

  • It’s Complicated: Forget DIY quick fixes. These claims are complex. You need someone who knows the ins and outs and has the experience. 
  • They’ll Drag Their Feet: Insurers will try every trick in the book to pay you less, or nothing at all. You need to be ready for a fight. 
  • Your Business Needs This: You’ve got bills to pay, staff to look after, and a business to rebuild. Every day you wait is another day you’re losing money. 
  • December 2025? That’s Cutting it Fine: Trust me, you don’t want to be dealing with this over Christmas. 

You’re entitled to this. We want to make sure that entitlement translates into actual compensation for you. 

We’ve helped clients secure payouts in as little as 2 weeks — even after insurers had originally rejected their claims. 
 
“I saw an advert for Business Interruption Insurance claims, and as I had had mine turned down during the pandemic I decided to speak to them about it. My claim had already been turned down at appeal, so I wasn’t expecting too much. How wrong could I be! I have received not one, but two pay outs (due to the way the business was structured) and although unfortunately the amount was capped by the insurers in the original small print, I am still very pleased with the payout I’ve had. Also, it’s all happened in record time! I can’t recommend this company highly enough, they’ve been brilliant!”   
Vicky, Salon Owner, April 2025 

What We Can Do for You: 

  • We’ll tell you straight up if you’ve got a case. 
  • We’ll handle all the paperwork. 
  • We’ll fight your corner, every step of the way. 

Don’t delay. If you don’t act soon, you could permanently lose the right to claim. You have until March 2026 which is just around the corner.  
 
Don’t wait until it’s too late. Email us now — and let’s get your claim moving today. 

Email Lucy at lucy@rlksolicitors.com or call us on 0121 450 7800. 

Jonathan Lawrence

Jonathan is a Partner in our Business Interruption Insurance team.

Jonathan’s main area of expertise is civil litigation with a particular focus on suspected fraudulent claims. Previously, Jonathan has worked for a number of legal 500 firms, predominantly acting for and on behalf of insurance companies. He also has a strong interest in policy coverage disputes, including handling multiple complaints to the Financial Ombudsman Service concerning Legal Expenses Insurance policies.

This article does not present a complete or comprehensive statement of the law, nor does it constitute legal advice. It is intended only to provide information on issues that may be of interest. Specialist legal advice should always be sought in any particular case.

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