The UK Supreme Court has confirmed we were right all along and have refused the insurance companies appeal of the At The Premises (‘ATP’) Covid-19 Business Interruption claims. This means these policies can provide cover, as we have been arguing since March 2020!
See below the judgment of the Court of Appeal in London International Exhibition Centre plc v Allianz Insurance Plc [2024] EWCA Civ 1026 which now stands as the final say!
This now means hundreds of our clients will be able to recoup losses and receive a payout in the New Year. If you haven’t already contacted us, the time is now.
Let 2025 be the year you bite back against your insurer!
London International Exhibition Centre v Allianz final judgment final
If your business was impacted by the pandemic, you may be eligible for a Covid-19 business interruption insurance claim. RLK Head of Insurance Litigation, Chris Guy, has outlined the 3 key criteria you need to meet:
1️⃣ You must have had a valid insurance policy in place in March 2020.
2️⃣ You need to be able to trigger that policy – this means proving there was a potential case of Covid-19 either within the vicinity of your premises or at the premises themselves.
3️⃣ You’ll need to demonstrate the financial loss your business suffered.
Contact RLK as soon as possible to ensure that the claim is filed correctly and promptly. The RLK team have the expertise and experience to guide you through the documents needed, saving you time and moving you through the process as smoothly as possible. These claims are complex and can involve large volumes of paperwork and time. We are experts and can take care of all of this for you.
Time limits for bringing claims are strict, but businesses have until March 2026, depending on their specific circumstances and policy details. This really isn’t long, and businesses should seek legal advice as soon as possible to avoid any potential issues. Realistically, policyholders have a year left to bring these claims due to procedural requirements.
If you had a policy with; Accredited, Ageas, Allianz, Arch, ArgoGlobal, Aviva, AXA, Axis, Brit Syndicate 2987 at Lloyd’s of London, Canopius, Catlin Insurance, Contessa, HDI Global, Hiscox, Liberty Mutual, Morgan Richardson, MS Amlin, Salon Gold, Syndicate 1991 at Lloyd’s of London, Syndicate DTW1991 at Lloyd’s of London, Syndicate 435 at Lloyd’s of London, QBE, QIC, RSA, XL Catlin, Zenith or another business interruption policy back in 2020, get in touch with RLK!
Our expert team at RLK Solicitors are here to guide you through the process every step of the way. We’ll review your 2020 policy documents, advise on your eligibility, and handle the claim on your behalf so you can focus on running your business.
You can call us on 0121 450 7800 or email lucy@rlksolicitors.com.
We’re ready and waiting to help you maximise your chances of a positive outcome. Now is the time for you to Bite Back!
Yvette specialises in navigating the complexities of divorce, separation, and financial remedy, always with a focus on achieving the best possible outcome for her clients. She brings compassionate guidance to all her cases, including sensitive children matters, understanding the deeply personal nature of family law.
Stay up to date with all our latest news.
We combine creative thinking with an unshakable commitment to your success. We focus our efforts on you.
RLK Solicitors Ltd is registered in England and Wales under company number 7189629 and is authorised and regulated by the Solicitors. Regulation Authority under SRA number 522998.
